Monthly Premium Rates for Active Members

2017 dental & health rates

Note: the compensation guidelines specify that the employer pays 100% of the premium

BC
StatusDentalHealth & TravelHealth onlyTotal
to age 64Single48.00104.00152.00
to age 64Family120.00260.00380.00
age 65+Single39.00115.00154.00
age 65+Family78.00230.00308.00
AlbertaStatusDentalHealth & TravelHealth onlyTotal
to age 64Single59.00112.00171.00
to age 64Family147.50280.00427.50
age 65+Single48.0087.00135.00
age 65+Family96.00174.00270.00
SaskatchewanStatusDentalHealth & TravelHealth onlyTotal
to age 64Single43.5086.50130.00
to age 64Family108.50216.00324.50
age 65+Single36.0094.00130.00
age 65+Family72.00188.00260.00
ManitobaStatusDentalHealth & TravelHealth onlyTotal
to age 64Single46.0085.00131.00
to age 64Family115.00212.50327.50
age 65+Single38.0092.00130.00
age 65+Family76.00184.00260.00
OntarioStatusDentalHealth & TravelHealth onlyTotal
to age 64Single66.50123.00189.50
to age 64Family166.50307.50474.00
age 65+Single54.0097.00151.00
age 65+Family108.00194.00302.00
QuebecStatusDentalHealth & TravelHealth onlyTotal
to age 64Single67.00124.00191.00
to age 64Family168.00309.00477.00
age 65+Single55.0098.00153.00
age 65+ Family110.00196.00306.00
MaritimesStatusDentalHealth & TravelHealth onlyTotal
to age 64Single62.00114.00176.00
to age 64Family154.50285.00439.50
age 65+Single50.5090.50141.00
age 65+Family101.00181.00282.00

2017 life & disability rates

This bundle of benefits insuring an employee’s salary has been improved by adding two new benefits shown in red in the list below. In 2017 the premium has been set at 3.25% of salary paid by the employer. Please note that GSI is subsidizing this benefit over several years and the premium will be increased gradually to a target of 4.50% to cover the anticipated costs. Also note that several of the premiums are taxable to the emloyee. The taxable rate is shown next to the item for your reference. We encourage you to use the 2017 taxable benefit calculation fillable worksheet to confirm your calculation (rates in the brackets below are monthly). Benefits included in the bundle are:

  • life insurance (annual salary times 3, divided by 1000, times the rate of .260)
  • accidental death and dismemberment (.38)
  • dependent life insurance (4.86)
  • short term disability
  • long term disability
  • supplemental pay while on maternity and/or parental leave
  • employee and family assistance (short term counselling)

2016 dental & health rates

Prov / AgeStatusDentalHealth & TravelHealth onlyTotal
BC
to 64Single52.00100.00152.00
to 64Family130.00250.00380.00
65+Single43.00113.00156.00
65+Family86.00226.00312.00
Alberta
to 64Single63.00103.00166.00
to 64Family159.00259.00418.00
65+Single52.0081.00133.00
65+Family104.00162.00266.00
Saskatchewan
to 64Single47.0081.00128.00
to 64Family117.00202.00319.00
65+Single38.0089.00127.00
65+Family76.00178.00254.00
Manitoba
to 64Single49.0079.00128.00
to 64Family123.00198.00321.00
65+Single40.0090.00130.00
65+Family80.00180.00260.00
Ontario
to 64Single72.00116.00188.00
to 64Family180.00290.00470.00
65+Single58.0086.50144.50
65+Family116.00173.00289.00
Quebec
to 64Single72.50117.00189.50
to 64Family181.00292.00473.00
65+Single59.0087.50146.50
65+ Family118.00175.00293.00
Maritimes
to 64Single67.00107.50174.50
to 64Family167.00268.50435.50
65+Single54.5080.50135.00
65+Family109.00161.00270.00

2016 Life & LTD rates

A premium of 3% of salary paid by the employer, includes a bundle of benefits some of which are taxable to the emloyee. The taxable rate is shown next to the item for your reference. We encourage you to use the worksheet to confirm your calculation.

  • life insurance (annual salary times 3, divided by 1000, times the rate of .260)
  • accidental death and dismemberment (.38)
  • dependent life insurance (4.53)
  • long term disability
  • employee and family assistance (short term counselling)

Monthly Premium Rates for Retired Members

2017 retiree health rates

BCAgeStatusHealth Rate
Early Retiree60 to 64Single104.00
Early Retiree60 to 64Family208.00
Retiree65+Single115.50
Retiree65+Family231.00
AlbertaAgeStatusHealth Rate
Early Retiree60 to 64Single112.00
Early Retiree60 to 64Family224.00
Retiree65+Single87.00
Retiree65+Family174.00
SaskatchewanAgeStatusHealth Rate
Early Retire60 to 64Single86.50
Early Retiree60 to 64Family173.00
Retiree65+Single94.00
Retiree65+Family188.00
ManitobaAgeStatusHealth Rate
Early Retiree60 to 64Single85.50
Early Retiree60 to 64Family171.00
Retiree65+Single94.00
Retiree65+Family188.00
OntarioAgeStatusHealth Rate
Early Retiree60 to 64Single123.00
Early Retiree60 to 64Family246.00
Retiree65+Single97.50
Retiree65+Family195.00
QuebecAgeStatusHealth Rate
Early Retiree60 to 64Single124.00
Early Retiree60 to 64Family248.00
Retiree65+Single98.50
Retiree65+ Family197.00
MaritimesAgeStatusHealth Rate
Early Retiree60 to 64Single114.00
Early Retiree60 to 64Family228.00
Retiree65+Single90.50
Retiree65+Family181.00

2016 Rates

Province / ClassAgeStatusHealth Rate
BC
Early Retiree60 to 64Single100.00
Early Retiree60 to 64Family200.00
Retiree65+Single113.00
Retiree65+Family226.00
Alberta
Early Retiree60 to 64Single103.00
Early Retiree60 to 64Family206.00
Retiree65+Single81.00
Retiree65+Family162.00
Saskatchewan
Early Retire60 to 64Single81.00
Early Retiree60 to 64Family162.00
Retiree65+Single89.00
Retiree65+Family178.00
Manitoba
Early Retiree60 to 64Single81.00
Early Retiree60 to 64Family162.00
Retiree65+Single90.00
Retiree65+Family180.00
Ontario
Early Retiree60 to 64Single116.00
Early Retiree60 to 64Family232.00
Retiree65+Single86.50
Retiree65+Family173.00
Quebec
Early Retiree60 to 64Single117.00
Early Retiree60 to 64Family234.00
Retiree65+Single87.50
Retiree65+ Family175.00
Maritimes
Early Retiree60 to 64Single107.50
Early Retiree60 to 64Family215.00
Retiree65+Single80.50
Retiree65+Family161.00