Actively at Work – Means a Plan Member is doing work tasks as assigned by their Employer, including paid time off or weekends (or two pre-designated equivalent days). Plan members away from work on an Approved Leave of Absence are considered to be Actively at Work within the limits noted under the Continuation of Coverage section. Plan members who are away from work for leave other than Approved Leave of Absence, paid time off, or weekends are not considered to be Actively at Work.
Approved Leave of Absence – The following leaves, provided they were applied for and approved as appropriate by the Plan Member’s Employer are considered Approved Leaves of Absence for the purposes of this Plan: vacation, personal leave of absence including sabbaticals, and statutory leaves of absence such as maternity or parental leave, bereavement, jury duty, or compassionate care leave. Other situations may be considered with GSI’s prior written approval.
Totally Disabled – A Plan Member is considered Totally Disabled when, immediately following a period of being Actively at Work, they are unable to perform the usual required duties of their Regular Occupation or any reasonable accommodated or modified duties provided by the Employer.
Plan Member – An eligible employee who is enrolled as a Plan Member in the ELCIC Group Benefits Plan.
Employer – An organization that has signed a subscription agreement for the ELCIC Group Benefits Plan administered by GSI.
Regular Occupation – The Plan Member’s normal and habitual role, as described in their job/position description and/or employment agreement.
Salary Basis – The amount of salary and housing allowance which the Plan Member was receiving immediately prior to the start of the Total Disability, including additional regular employment earnings such as bonus and overtime as reported on the Salary Basis Calculation form.