Monthly Premium Rates for Active Members

2020 dental & health rates

BC
StatusDentalHealth & TravelHealth onlyTotal
to age 64Single74.00143.00217.00
to age 64Family148.00321.00469.00
age 65+Single74.00132.50206.50
age 65+Family148.00265.00413.00
AlbertaStatusDentalHealth & TravelHealth onlyTotal
to age 64Single75.50163.00238.50
to age 64Family151.00326.00477.00
age 65+Single63.00128.00191.00
age 65+Family126.00256.00382.00
Saskatchewan StatusDentalHealth & TravelHealth onlyTotal
to age 64Single57.00126.00183.00
to age 64Family136.00310.00446.00
age 65+Single53.00126.00179.00
age 65+Family106.00252.00358.00
ManitobaStatusDentalHealth & TravelHealth onlyTotal
to age 64Single64.00123.00187.00
to age 64Family149.00304.00453.00
age 65+Single53.00132.00185.00
age 65+Family106.00262.00368.00
OntarioStatusDentalHealth & TravelHealth onlyTotal
to age 64Single87.50184.00271.50
to age 64Family178.00382.00560.00
age 65+Single72.00142.00214.00
age 65+Family144.00284.00428.00
QuebecStatusDentalHealth & TravelHealth onlyTotal
to age 64Single88.50185.00273.50
to age 64Family180.00386.00566.00
age 65+Single73.00143.00216.00
age 65+ Family145.00286.00431.00
MaritimeStatusDentalHealth & TravelHealth onlyTotal
to age 64Single81.00170.00251.00
to age 64Family165.00354.00519.00
age 65+Single67.00131.50198.50
age 65+Family133.00263.00396.00

2020 Life & Disability rates

A premium of 4.0% of salary paid by the employer, includes a bundle of benefits some of which are taxable to the employee. The taxable rate is shown next to the item for your reference. We encourage you to use the Taxable Benefit Calculation worksheet to confirm your calculation. The benefits included in the bundle are:

  • life insurance (annual salary times 3, divided by 1000, times the rate of .232)
  • accidental death and dismemberment (.34)
  • dependent life insurance (4.712)
  • short term disability
  • long term disability
  • supplemental pay while on maternity or parental leave
  • employee and family assistance (short term counselling)

2019 dental & health rates

Prov / AgeStatusDentalHealth & TravelHealth onlyTotal
BC
to 64Single65.00124.50189.50
to 64Family146.00300.00446.00
65+Single71.00115.00186.00
65+Family142.00230.00372.00
Alberta
to 64Single68.00144.00212.00
to 64Family151.00326.00477.00
65+Single54.75112.00166.75
65+Family109.50224.00333.50
Saskatchewan
to 64Single50.00110.00160.00
to 64Family123.00271.00394.00
65+Single46.00110.00156.00
65+Family92.00220.00312.00
Manitoba
to 64Single56.00107.00163.00
to 64Family139.00265.00404.00
65+Single46.00115.00161.00
65+Family92.00230.00322.00
Ontario
to 64Single76.00160.00236.00
to 64Family178.00373..00551.00
65+Single62.50124.00186.50
65+Family125.00248.00373.00
Quebec
to 64Single77.00160.00237.00
to 64Family181.00377.00558.00
65+Single62.50125.00187.50
65+ Family125.00250.00375.00
Maritime
to 64Single71.00150.00221.00
to 64Family166.50346.00512.50
65+Single58.00115.50173.50
65+Family116.00231.00347.00

2019 life & disability rates

A premium of 3.75% of salary paid by the employer, includes a bundle of benefits some of which are taxable to the employee. The taxable rate is shown next to the item for your reference. We encourage you to use the 2019 Taxable Benefit Calculation under the worksheets section to confirm your calculation. The benefits included in the bundle are:

  • life insurance (annual salary times 3, divided by 1000, times the rate of .232)
  • accidental death and dismemberment (.34)
  • dependent life insurance (4.712)
  • short term disability
  • long term disability
  • supplemental pay while on maternity or parental leave
  • employee and family assistance (short term counselling)

Please click here for Retiree Premium Rates.