2020 dental & health rates
| BC | Status | Dental | Health & Travel | Health only | Total |
| to age 64 | Single | 74.00 | 143.00 | – | 217.00 |
| to age 64 | Family | 148.00 | 321.00 | – | 469.00 |
| age 65+ | Single | 74.00 | – | 132.50 | 206.50 |
| age 65+ | Family | 148.00 | – | 265.00 | 413.00 |
| Alberta | Status | Dental | Health & Travel | Health only | Total |
| to age 64 | Single | 75.50 | 163.00 | – | 238.50 |
| to age 64 | Family | 151.00 | 326.00 | – | 477.00 |
| age 65+ | Single | 63.00 | – | 128.00 | 191.00 |
| age 65+ | Family | 126.00 | – | 256.00 | 382.00 |
| Saskatchewan | Status | Dental | Health & Travel | Health only | Total |
| to age 64 | Single | 57.00 | 126.00 | – | 183.00 |
| to age 64 | Family | 136.00 | 310.00 | – | 446.00 |
| age 65+ | Single | 53.00 | – | 126.00 | 179.00 |
| age 65+ | Family | 106.00 | – | 252.00 | 358.00 |
| Manitoba | Status | Dental | Health & Travel | Health only | Total |
| to age 64 | Single | 64.00 | 123.00 | – | 187.00 |
| to age 64 | Family | 149.00 | 304.00 | – | 453.00 |
| age 65+ | Single | 53.00 | – | 132.00 | 185.00 |
| age 65+ | Family | 106.00 | – | 262.00 | 368.00 |
| Ontario | Status | Dental | Health & Travel | Health only | Total |
| to age 64 | Single | 87.50 | 184.00 | – | 271.50 |
| to age 64 | Family | 178.00 | 382.00 | – | 560.00 |
| age 65+ | Single | 72.00 | – | 142.00 | 214.00 |
| age 65+ | Family | 144.00 | – | 284.00 | 428.00 |
| Quebec | Status | Dental | Health & Travel | Health only | Total |
| to age 64 | Single | 88.50 | 185.00 | – | 273.50 |
| to age 64 | Family | 180.00 | 386.00 | – | 566.00 |
| age 65+ | Single | 73.00 | – | 143.00 | 216.00 |
| age 65+ | Family | 145.00 | – | 286.00 | 431.00 |
| Maritime | Status | Dental | Health & Travel | Health only | Total |
| to age 64 | Single | 81.00 | 170.00 | – | 251.00 |
| to age 64 | Family | 165.00 | 354.00 | – | 519.00 |
| age 65+ | Single | 67.00 | – | 131.50 | 198.50 |
| age 65+ | Family | 133.00 | – | 263.00 | 396.00 |
2020 Life & Disability rates
A premium of 4.0% of salary paid by the employer, includes a bundle of benefits some of which are taxable to the employee. The taxable rate is shown next to the item for your reference. We encourage you to use the Taxable Benefit Calculation worksheet to confirm your calculation. The benefits included in the bundle are:
- life insurance (annual salary times 3, divided by 1000, times the rate of .232)
- accidental death and dismemberment (.34)
- dependent life insurance (4.712)
- short term disability
- long term disability
- supplemental pay while on maternity or parental leave
- employee and family assistance (short term counselling)
2019 dental & health rates
| Prov / Age | Status | Dental | Health & Travel | Health only | Total |
|---|---|---|---|---|---|
| BC | |||||
| to 64 | Single | 65.00 | 124.50 | – | 189.50 |
| to 64 | Family | 146.00 | 300.00 | – | 446.00 |
| 65+ | Single | 71.00 | – | 115.00 | 186.00 |
| 65+ | Family | 142.00 | – | 230.00 | 372.00 |
| Alberta | |||||
| to 64 | Single | 68.00 | 144.00 | – | 212.00 |
| to 64 | Family | 151.00 | 326.00 | – | 477.00 |
| 65+ | Single | 54.75 | – | 112.00 | 166.75 |
| 65+ | Family | 109.50 | – | 224.00 | 333.50 |
| Saskatchewan | |||||
| to 64 | Single | 50.00 | 110.00 | – | 160.00 |
| to 64 | Family | 123.00 | 271.00 | – | 394.00 |
| 65+ | Single | 46.00 | – | 110.00 | 156.00 |
| 65+ | Family | 92.00 | – | 220.00 | 312.00 |
| Manitoba | |||||
| to 64 | Single | 56.00 | 107.00 | – | 163.00 |
| to 64 | Family | 139.00 | 265.00 | – | 404.00 |
| 65+ | Single | 46.00 | – | 115.00 | 161.00 |
| 65+ | Family | 92.00 | – | 230.00 | 322.00 |
| Ontario | |||||
| to 64 | Single | 76.00 | 160.00 | – | 236.00 |
| to 64 | Family | 178.00 | 373..00 | – | 551.00 |
| 65+ | Single | 62.50 | – | 124.00 | 186.50 |
| 65+ | Family | 125.00 | – | 248.00 | 373.00 |
| Quebec | |||||
| to 64 | Single | 77.00 | 160.00 | – | 237.00 |
| to 64 | Family | 181.00 | 377.00 | – | 558.00 |
| 65+ | Single | 62.50 | – | 125.00 | 187.50 |
| 65+ | Family | 125.00 | – | 250.00 | 375.00 |
| Maritime | |||||
| to 64 | Single | 71.00 | 150.00 | – | 221.00 |
| to 64 | Family | 166.50 | 346.00 | – | 512.50 |
| 65+ | Single | 58.00 | – | 115.50 | 173.50 |
| 65+ | Family | 116.00 | – | 231.00 | 347.00 |
2019 life & disability rates
A premium of 3.75% of salary paid by the employer, includes a bundle of benefits some of which are taxable to the employee. The taxable rate is shown next to the item for your reference. We encourage you to use the 2019 Taxable Benefit Calculation under the worksheets section to confirm your calculation. The benefits included in the bundle are:
- life insurance (annual salary times 3, divided by 1000, times the rate of .232)
- accidental death and dismemberment (.34)
- dependent life insurance (4.712)
- short term disability
- long term disability
- supplemental pay while on maternity or parental leave
- employee and family assistance (short term counselling)
Please click here for Retiree Premium Rates.